My latest column is up at AND Magazine!
Here is an excerpt:
The Affordable Care Act has been controversial since it was first proposed, and now that it is in the home stretch to implementation, the controversy isn’t dying down any. The roll-out of the Affordable Care Act’s official website, healthcare.gov, was a complete disaster, as hardly anyone was able to access the website, and those who attempted to sign up were met with a site that kept crashing. Since then, more people have been able to sign up for the Obamacare exchanges through the federal website, but even then, those who were able to sign up were met with extremely high premiums for high-deductible policies that would be much, much cheaper on the private market. Throw in the speculation on healthcare.gov’s systemic issues, and it’s just a bad deal all around.
So what are the advantages of the Affordable Care Act? Why should Americans be excited a program with this many issues right out of the gate?
The promises made about the Affordable Care Act – your premiums will go down, you can keep your doctor, your policy will not change – all turned out to be completely false. Premiums have gone up across America. Doctors are being forced to change what insurances they will accept as they try to meet the burdensome regulations. Many doctors are being forced to drop out of the profession, as they simply cannot meet the Affordable Care Act’s requirements and run a profitable business. Insurance policies are being re-written, or just cancelled, as the insurance industry struggles to meet the regulations, as well…and the few people who have been able to sign up for the Affordable Care Act’s exchanges have discovered that the policies are extremely unaffordable, low-quality plans that would never have survived in the private sector marketplace.
Why is this? Well, as Nancy Pelosi infamously said, they had to pass the bill in order to find out what is in it…but it goes so far beyond that. Since the bill was passed, tens of thousands (possibly hundreds of thousands) of regulations have been hefted upon the insurance and medical industries. Not one of these regulations was ever voted on by Congress – one of the great shortcomings of the Affordable Care Act is that it gives the Department of Health and Human Services an open hand to pile regulations on top of regulations, subverting the checks and balances of Congressional approval.
Continue reading here.